ISO 20022 is an open global standard for financial information. It provides consistent, rich and structured data that can be used for every kind of financial business transaction.
Next milestone
After November 2026, only fully structured or hybrid postal addresses will be accepted.
FAQs
Everything you need to know about ISO 20022 can be found here.
Financial Institutions
Start preparing for ISO 20022 adoption today to ensure your organisation stays ahead.
Other markets
Why ISO 20022?
Richer, better structured and more granular data
ISO 20022 enables richer, better structured and more granular data end-to-end to be carried in payments messages.
Quality data means quality payments
More transparency and more remittance information for your customers which in turn means better customer service. And a better customer experience.
Improved analytics, less manual intervention
Further operational benefits include improved analytics, less manual intervention, more accurate compliance processes, higher resilience and improved fraud prevention measures.
Supporting end-to-end automation
A single standard that covers all business domains and end-to-end business processes, ISO 20022 facilitates the creation of new services and enhanced straight-through processing.
Using modern technology
ISO 20022 uses modern, mainstream XML technology which is well supported and which facilitates efficient integration.
Worldwide adoption
More than 200 market infrastructure driven initiatives have already implemented the ISO 20022 standard for payments and securities transformation projects.
What the community is saying
ABN Amro - Why is adopting ISO 20022 so important for the payments industry?
Raiffeisen Bank - Top 10 lessons from migrating to ISO 20022
EMR Consulting - What are the benefits of adopting ISO 20022 for payments?
[Ebook] Supercharge your payments business with ISO 20022
Leading financial institutions share insights on the concrete benefits opened up by ISO 20022’s rich, structured data capabilities.
Swift at Sibos
Realising ISO 20022’s potential
Gain the knowledge and data-driven insights you need to take your ISO 20022 adoption, and your business, to the next level.
Latest news on ISO 20022
ISO 20022 in bytes for payments: The journey continues
The migration to CBPR+ ISO 20022 for payment instructions is behind us – November 2025 was...
ISO 20022 milestone for November 2026: Unstructured addresses to be removed
As the global payments community continues its transition to ISO 20022, the new global standard for cross-border...
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