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The financial world is exploring the concept of a new, universal shared ledger to revolutionise digital payments and assets. This isn't just a trend - major financial institutions are already seriously exploring the idea.

In its 2023 Annual report, the Bank for International Settlements highlighted the transformative power of a unified ledger to fully leverage tokenisation's advantages, and they're currently putting this theory to the test in Project Agora.

The financial industry-led Regulated Liability Network and others are also on board, experimenting with shared ledgers.

So, what's the big deal with shared ledgers? What advantages could they bring, and what hurdles do we face in establishing universal platforms?

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