SwiftRef
Our premier data service, SWIFTRef, offers secure and resilient reference data. As the ISO Registry for BIC and IBAN format, we provide accurate and reliable data, sourced directly from the financial community, for institutions, corporates and financial services providers.
Benefits
SwiftRef Delivery Channels & Options
Online lookup
The online service offers a comprehensive web query tool to manually search for payments reference data. Users that have registered for one of the SwiftRef online products can access the service through the SwiftRef Portal.
Data manual download
Using the manual download option, customers with one or more SwiftRef directory in file format can download the product from the SwiftRef Portal. All files are in txt and xml format and present compressed packages that include full, delta and other data sets. Files are available monthly and are included in your subscription. If you need more frequent data updates, you can opt for a daily feed.
Web service – data automated download
Use our automatic download service to maximise speed and efficiency in your back-office systems. With the automated download service, you can programme SwiftRef file-based product, and bundle downloads to feed automatically into your back-office systems using our web service solution. Files are available monthly. A daily download option is also available. You can find technical specifications on the Knowledge Centre.
FileAct – data automated download
We can also deliver SwiftRef file-based products and bundles through FileAct in a store-and-forward mode. You receive monthly and daily updated directories automatically over FileAct, enabling direct and secure transfer to your back office. The option offers an alternative to downloading over the internet (automated download web service).
On the monthly publication date, or daily if subscribed, we’ll load the directories in your FileAct store-and-forward queue. You can then fetch the files for further automated processing into your internal applications. You can find technical specifications on the Knowledge Centre.
SwiftRef APIs
SwiftRef APIs offer financial institutions, corporates, and third-party service providers an automated data look-up service for real-time identification and validation of payments reference data. These APIs are designed to be embedded into customer applications, by providing greater rate of payments straight-through processing and improve customer experience.
With SwiftRef APIs, developers can benefit from easy access to an accurate and complete set of reference data.
Discover the SwiftRef APIs service through the Swift Developer Portal.
You can find technical specifications on the Knowledge Centre.
Please note that we strive to maintain high performance and scalability, but the overall performance of web services depends on application logic, network and, most importantly, underlying messaging and transport protocols.